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60 month $5k+ |
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Variable Rate Car Loan
Thinking of buying a new or used car? With a SERVICE ONE Variable Rate Car Loan, you get a competitive interest rate and have the flexibility to make extra repayments and utilise a redraw facility. A summary of this product's features is offered below:
| Interest rate | 11.40% p.a^^. (interest rate) 11.99% p.a. (comparison rate)^. View all our interest rates. |
| Security | Secured by a new car (or other registered motor vehicle: motor bike, motor home or truck, a caravan or boat) up to 3 years old. |
| You can borrow up to $75,000. | |
| Loan period | Up to 6 years. |
| Flexible repayments | Monthly repayments, or your choice of fortnightly or weekly - helping you reduce the term of your loan, saving you money. |
| Variable and lump sum repayments | Pay off your loan sooner by making variable and lump sum repayments. |
| Redraw facility | Extra repayments can be made against your loan at any time, reducing the principal outstanding and consequently reduces the interest charged against the loan. You can withdraw part or all of these extra repayments. |
| Auto repayments (salary/account) | Yes, easy and convenient repayments to avoid late fees. |
| Loan Repayment Insurance | This insurance helps you cover your loan repayments should anything occur. |
| Motor Insurance | We can arrange comprehensive insurance for your new car. |
In addition:
- Conditional approval can be granted within a matter of hours upon receipt of your application.
- You will take advantage of discounts on your everyday banking.*
# Discounts on everyday banking will depend upon your average relationship balance (including loan balances). View SERVICE ONE's Schedule of Fees and Charges for more information.
^ Comparison rate calculated on a secured loan amount of $30,000 over a term of 5 years based on monthly repayments.
^^ Available for new loan applications approved from 1 July 2011.
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